Statement of Professional Position

Finance, modeled
and made clear.

Finance Transformation Engineer — FP&A, Digital Finance, ERP Implementation — across Manufacturing, FinTech, Real Estate, and Consulting. 15+ years driving strategic growth through finance and technology across Saudi Arabia and the GCC.

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Muhammad Shehzad, finance leader and financial modeler
FP&A · Audit · Valuation
DR — EXPERIENCE
20+ years, audit to FP&A to financial control
CR — CREDENTIALS
MS · MBA Finance · CAF/CBA · FMVA · CMA (in progress)
DR — CURRENT ROLE
Head of Finance, FinTech (PropTech) — Riyadh
CR — MEDIA
Host, Finance With Shehzad · Contributor, The Saudi Business Review
Acc. 100 — About

A finance leader who reads the numbers and the room.

Muhammad Shehzad
Riyadh, Saudi ArabiaFinance With Shehzad

I'm a senior finance leader with 15+ years of experience driving financial performance across manufacturing, multi-entity, listed-company, and high-growth fintech environments in Saudi Arabia and the GCC.

I'm currently Head of Finance at a Riyadh-based FinTech (PropTech) company, leading IFRS/SOCPA/CMA-compliant reporting, strengthening ICFR governance, overseeing SIMAH credit assessment, and delivering board-level insight through integrated FP&A. And on camera, I break down finance careers, AI tools, and practical guides for GCC and international finance professionals through Finance With Shehzad.

I write, too — as a contributor to The Saudi Business Review, and through research and policy work on FinTech and SME development for the Saudi market.

EducationMS Analytics, LUMS · MBA Finance · LLB
CharteredCA · CBA
ModelingFMVA
Top SkillsSAMA Compliance · ICFR · IFRS 9 ECL
LanguagesEnglish · Arabic
BaseRiyadh, Saudi Arabia
Acc. 200 — Experience

A ledger of roles
across the GCC.

15+ years across manufacturing, professional services, and FinTech — spanning Saudi Arabia, the UAE, Pakistan, and Australia.

210

Head of Finance — FinTech / PropTech

Lead the finance function for a Riyadh-based FinTech (PropTech) company — IFRS/SOCPA/CMA-compliant reporting, D+3 close, ICFR governance, SIMAH credit oversight, treasury, and board reporting.

Dec 2025 — Present
220

Senior Manager, Accounting Services — Professional Services (Australia)

Tax accounting and compliance for Australian clients — individual, company, trust, and partnership returns, BAS/IAS lodgement, and tax advisory.

Sep 2025 — Present
230

Group Finance Lead — Manufacturing (Multi-entity, UAE & Pakistan)

Owned group-level consolidated reporting across subsidiaries, built ICFR frameworks from the ground up, and delivered board-level variance analysis.

Feb 2020 — Sep 2025
240

Manager, Finance & Accounts — Manufacturing (Edible Oil & Ghee)

Led financial reporting, product costing, and working capital optimization; implemented ERP for reporting automation.

Feb 2017 — Feb 2020
250

Manager, Accounts & Operational Finance — Manufacturing (Foam & Industrial)

Managed production finance and cost control, cutting per-unit production cost 8% through variance analysis.

Apr 2014 — Jan 2017
260

Manager, Accounts — Manufacturing (Foam & Industrial)

Introduced a departmental profit-center model that lifted profit 13% within two months.

Nov 2011 — Mar 2014
270

Audit Associate — Audit & Professional Services

Conducted internal and external audits, startup feasibility assessments, and SOP/controls implementation across manufacturing and services clients.

May 2008 — Dec 2011
Acc. 300 — On Camera

Finance With Shehzad

Practical finance careers, AI tools, and GCC-specific guidance — built for finance professionals in Saudi Arabia and beyond.

Muhammad Shehzad recording Finance With Shehzad
@fintechshehzad

Real answers for GCC finance careers.

Every episode is research-grounded — FP&A career roadmaps, AI tools for accountants, and the regulatory details finance professionals actually need, from the Saudi Family Residence Visa to Germany's Opportunity Card.

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Career

FP&A Career Roadmaps

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AI & Tools

AI Tools for Accountants

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GCC Guides

Saudi Family Residence Visa, Explained

Watch →
Relocation

Germany's Opportunity Card

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Business

FIFA World Cup: The Business Behind It

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Language

Arabic for Finance Professionals

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Acc. 400 — Current Role

Leading finance for a high-growth FinTech venture.

FPFinTech / PropTech
Head of Finance

Leading Finance for a Saudi FinTech Venture

I lead the end-to-end finance function for a Riyadh-based FinTech (PropTech) company — IFRS-, SOCPA-, and CMA-compliant reporting, D+3 monthly close, integrated FP&A and board reporting, business valuation and investment appraisal, ICFR governance, SIMAH credit assessment, treasury management, and full ZATCA compliance (VAT, Zakat, CIT, WHT).

IFRS / SOCPA / CMA Reporting ICFR Governance SIMAH Credit Assessment Treasury & Cash Flow Fundraising Support
Acc. 500 — Insights

Writing on finance, fintech, and the GCC.

Add a link to each piece once published, so readers can click straight through.

The Saudi Business Review

Contributed writing on finance & digital transformation

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Research Paper

FinTech & SME Development — lessons from Australia & New Zealand for the KSA market

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Arab News

Newspaper article on FinTech policy, drawn from the same research

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Policy Letters

Correspondence with MISA, SAMA, Monsha'at, and the Vision 2030 / NTP Office

→
Acc. 600 — What Others Say

References on file.

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Acc. 700 — Media

On camera & in the room.

Muhammad Shehzad — trusted financial modeling and business valuator Muhammad Shehzad recording Muhammad Shehzad on set Muhammad Shehzad portrait

Let's talk finance,
on or off camera.

Open to collaborations, speaking, coaching, and finance/valuation consulting work across the GCC.

Phone+966 56 916 7175
Emailshehzadmuslim@hotmail.com
LinkedInlinkedin.com/in/muhammad-shehzad-profile
YouTube@fintechshehzad
Based inRiyadh, Saudi Arabia